A few weeks ago, one of my acquaintances' wife was taken ill quite suddenly. One morning, she found herself in extreme agony and wasn't able to move her body without causing more pain. She was quickly admitted to a local private hospital and underwent an MRI scan to find out the cause. She was diagnosed with a back injury or a torn ligament that the doctor said was probably caused by an earlier incident, perhaps a serious fall during her youth. Her one-night admission and the MRI scan cost her nearly RM3000. She would also have to undergo regular physiotherapy and not to carry any heavy things.
She was quite fortunate that the family was able to pay her medical bills without any difficulty. However, her husband has decided to apply for a medical insurance coverage for her and the children that would ensure they receive the best treatment at the panel hospitals without any delay. With the medical card, there would be not be any hassle when it comes to admittance to the wards and he can be rest assured that they can afford the best treatment when the need should arise.
During the good times, we wouldn't naturally think of the bad times that may lurk in the horizon. It could be out of a misplaced fear or a superstitious belief that when we think of bad things happening, the bad things would happen. It is quite silly, actually. We should confront our worst fears and make efforts to ensure that we would be in a good position to handle the consequences. This is especially true when it comes to our health and wellbeing. The spiraling cost of healthcare is quite mind boggling. No longer is medical treatment a necessity, it is actually becoming a luxury for most of us that does not have a high disposable income. And with the rising cost of living, who can actually save for the rainy days.
Buying a medical insurance coverage is one of the best things you could ever do for yourself and your family. You are investing in the future, investing in the rainy days and the plans that you choose would even include the option to invest part of your premium in low-risk stocks. Selected comprehensive insurance plans also give you yearly non-claimable bonuses. You actually get paid for being healthy as well. Is that just amazing?
As a wealth management planner, it is my privilege and honour to provide comprehensive information to those who are interested in investing in their future. I have heard and read many situations where wives and children are left penniless and nearly destitute when they lose their husbands who are the sole breadwinners. This is easily avoided if the husband had had the foresight to invest in his own future. It's even sadder when there is an abundance of information out there concerning the benefit of buying an insurance coverage plan. It seems to have fallen on deaf ears.
Our fate is in the hand of God Almighty. But it is our responsibility to invest in a better future for our family.
Nawawi Husin
HP: 012-2351521
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